It’s been a long pandemic. Whether you’re an essential worker or first responder who worked around the clock or whether you worked/learned from home and everything in between, it’s lasted a VERY long time. But thanks to the vaccines and everyone who contributed to the development, testing, and rollout, things have opened up. I know […]
Read moreIt’s that time of the year again. Many people set New Year Resolutions once again in January. I will lose 20 pounds, I will stop smoking, I will start exercising. These resolutions sound great in theory, but very few people will achieve their annual resolutions. Why? Because an annual resolution is more of an intent, […]
Read moreIn my November 2021 blog, I discussed how to develop a holiday gift-giving spreadsheet on which to track the people you buy for, the gifts you buy, budget info, etc. The purpose is to have a record you can refer to each year if wanted/needed. It’s a great tracking tool, but what if you don’t know […]
Read moreHow much do you plan to spend on holiday gifts this year? Do you have a budget or do you just “wing it” every year? According to an August 2021 article on the website of financial guru Dave Ramsey, Americans plan to spend $650.00 on Christmas gifts in 2021. I hate waste, whether it’s money, […]
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